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Dec 19, 20245 min read
The 18-Year Property Cycle Predicts a 2027 Housing Crash
Average UK House Price In his most recent interview this month with ‘ This is Money ’, Fred Harrison, the economist and author credited...

Sep 27, 20247 min read
The 18 Year Property Cycle is Broken
The 18 year property cycle has been a hot topic of discussion among economists and investors for decades. It advocates that property...


Aug 30, 20244 min read
Buying a New Car on the Never Never
PCH versus PCP Buying a new car on finance, also known as the “never-never”, can have advantages over buying outright. Franchised...

Aug 29, 20244 min read
Buying a Used Car: 3 Golden Rules
The 3 Golden Rules of Used Car Buying 1. Origin Matters: "A country makes either good wine or good cars. It cannot do both". Some...

Apr 5, 20244 min read
The Promotion Puzzle: Unlock the Secrets to Getting Promoted Faster
Why do Some People get Promoted faster than Others? Do you see someone who graduated alongside you getting promoted while you feel stuck...


Mar 22, 20245 min read
Landlords: Another Reason Why The UK House Market Has Not Crashed Yet
Housing Market Resilience Over the years, the UK housing market has been characterised by soaring property prices, supply-demand...

Mar 1, 20244 min read
The Rich Get Richer: Another Reason Why The UK House Market Has Not Crashed Yet
The Rich are Getting Richer In the last post, we looked at 'The 18 Year Property Cycle' to explain why the UK housing market has not...

Feb 18, 20244 min read
The 18 Year Property Cycle: Why The UK Housing Market Has Not Crashed Yet
A Tale of Two Narratives In 2020, the COVID-19 pandemic plunged the world into uncharted territory, sparking a flurry of negative...

Dec 26, 20233 min read
Student Loan Overpayment: Could You Be Owed a Refund?
If you are a fan of MoneySavingExpert Martin Lewis, you will already have watched his ‘Big Briefing’ on student loan overpayments. If...

Dec 2, 20234 min read
National Insurance Cuts: Fiscal Drag Sucks!
In last week’s Autumn Statement, Chancellor Jeremy Hunt announced a cut to National Insurance contributions from 12% to 10%. But, what...


Nov 18, 20236 min read
The Grad Rags to Riches Simple Path to Health
In an earlier post entitled ‘Health, Wealth and Happiness’, we briefly looked at a number of simple steps to achieve positive outcomes in...

Nov 3, 20236 min read
Monopoly's Hidden History: Lessons in Wealth, Inequality, and Social Justice
Monopoly is one of the most popular board games in modern history, but behind the familiar game lies a fascinating relevance to land...


Aug 2, 20235 min read
Income Tax: The Truth Revealed!
Have you ever wondered how your gross income transforms into the take-home pay you receive every month? If you earn £30k gross, your...


Jul 22, 20236 min read
The hidden cost of inflation on your income and the truth about falling rates
UK Inflation 2023 On 4 January, Prime Minister Rishi Sunak set out his five priorities for 2023. The government's top priority is halving...

Jun 28, 20235 min read
The UK housing market: a comprehensive review of a potential crash
Is the UK housing market about to crash? Our fear-inducing national media is again headlining an imminent crash in the UK housing market...


Apr 11, 20235 min read
Why check your credit score?
What is a credit score? Your credit score indicates how reliable you are at borrowing and repaying money. When you apply for credit...


Mar 30, 20236 min read
How much do you need to earn in the UK?
What is rich? The question of how much money you need to earn and the concept of being rich is very subjective and depends on personal...


Feb 22, 20234 min read
Free finance books for Grad Rags to Riches
Financial education is still not taught in schools, even the basics like budgeting and debt management. You will not be alone in never...


Feb 10, 20235 min read
Pay mortgage off early or invest 2023
Discover the pros and cons of paying off a mortgage early vs investing. Make an informed decision with our guide. Can you save more money...


Feb 7, 20236 min read
Buying a home with parents help
The ultimate guide to buying a home with parents help. Learn all the tips and tricks for buying a home with parents help. The Office for...
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