National Insurance Cuts: Fiscal Drag Sucks!
In last week’s Autumn Statement, Chancellor Jeremy Hunt announced a cut to National Insurance contributions from 12% to 10%. But, what...
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- Nov 18
- 6 min
The Grad Rags to Riches Simple Path to Health
In an earlier post entitled ‘Health, Wealth and Happiness’, we briefly looked at a number of simple steps to achieve positive outcomes in...
- Nov 3
- 6 min
Monopoly's Hidden History: Lessons in Wealth, Inequality, and Social Justice
Monopoly is one of the most popular board games in modern history, but behind the familiar game lies a fascinating relevance to land...
- Oct 19
- 4 min
3 Golden Rules for Buying a Used Car
3 Golden Rules of Used Car Buying 1. Origin Matters: "A country makes either good wine or good cars. It cannot do both". Some countries...
- Aug 2
- 5 min
Income Tax: The Truth Revealed!
Have you ever wondered how your gross income transforms into the take-home pay you receive every month? If you earn £30k gross, your...
- Jul 22
- 6 min
The hidden cost of inflation on your income and the truth about falling rates
UK Inflation 2023 On 4 January, Prime Minister Rishi Sunak set out his five priorities for 2023. The government's top priority is halving...
- Jun 28
- 7 min
The UK housing market: a comprehensive review of a potential crash
Is the UK housing market about to crash? Our fear-inducing national media is again headlining an imminent crash in the UK housing market...
- Apr 11
- 5 min
Why check your credit score?
What is a credit score? Your credit score indicates how reliable you are at borrowing and repaying money. When you apply for credit...
- Mar 30
- 6 min
How much do you need to earn in the UK?
What is rich? The question of how much money you need to earn and the concept of being rich is very subjective and depends on personal...
- Feb 22
- 4 min
Free finance books for Grad Rags to Riches
Financial education is still not taught in schools, even the basics like budgeting and debt management. You will not be alone in never...
- Feb 10
- 5 min
Pay mortgage off early or invest 2023
Discover the pros and cons of paying off a mortgage early vs investing. Make an informed decision with our guide. Can you save more money...
- Feb 7
- 6 min
Buying a home with parents help
The ultimate guide to buying a home with parents help. Learn all the tips and tricks for buying a home with parents help. The Office for...
- Dec 20, 2022
- 4 min
What are Chat GPT and DALL E2?
Rise of the robots. Artificial intelligence (AI) is a field of computer science and engineering focused on the creation of intelligent...
- Nov 30, 2022
- 6 min
Student loan - should I pay it off?
Every year, over 2 million students graduate from university in the UK, and the majority start their working life with a student loan...
- Oct 11, 2022
- 6 min
Is it better to rent or buy a house?
There is no definitive answer to whether renting or buying a house is better. The answer depends on your own personal situation - your...
- Aug 20, 2022
- 7 min
Increasing Your Income
Increasing your income So far, we have discussed Saving and Investing: spend less than you earn and invest effectively. You earn a...
- Jul 17, 2022
- 4 min
Health, Wealth, and Happiness
Health, Wealth, and Happiness If we had to choose between health, wealth, and happiness, I would suggest that happiness is the ultimate...
- Jun 3, 2022
- 3 min
How to build Wealth
How to build wealth Financial success is guaranteed if you follow three simple steps: 1. SAVE – Spend less than you earn, pay yourself...
- May 18, 2022
- 6 min
What is a Personal Financial Plan?
What is a Personal Financial Plan? There are three key elements to a personal financial plan: Financial goals, Budget & saving strategy,...
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