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Is your savings account a trap? Martin Lewis explains why £1,000 in savings actually lost value over 10 years compared to investing. Learn how to beat inflation and start your journey from Grad Rags to Riches. Investing vs. Saving: The 10-Year Reality Check In a recent podcast, the UK’s favourite money mentor, Martin Lewis, dropped a financial "bomb." His concern isn't that we aren't putting money away, it’s that we’re putting it in the wrong place. If you are looking to bui

The Iran War economic shock is here. As oil prices surge and governments consider whether to "subsidise" the pain, Gary Stevenson returns with a warning: If you don't own the resources, you're the one paying the bill. He’s been quiet for six months, filming a documentary and touring the globe, but the "Iran economic shock" of April 2026 has brought Gary Stevenson (Garys Economics) back to his desk. If you’ve followed our previous deep dives into Fred Harrison’s 18-year prope

Is a 10% return too good to be true? Explore the risks and rewards of Innovative Finance ISAs in 2026, including top providers like Loanpad and Kuflink. There is an ISA out there that currently claims to pay more than 10% a year completely tax-free. This sounds great and is exactly what you want to hear when you put your money to work. Compare this to the best cash ISA at the moment, where you can make a guaranteed 4.58%, and this becomes very attractive. So, why aren't peopl

Boring Builds Wealth As we open our doors to 2026, the world looks very different to a year ago. However, for those following the Grad Rags to Riches philosophy, the message remains clear: wealth isn't built by reacting to the headlines of the day, but by buying the whole haystack – Boring Builds Wealth. Investing over the past few years has been a rollercoaster, from the challenges of 2022 to the strong rebounds in 2023 and 2024, each year brought unique lessons for invest

Investing often seems complex and risky, but it doesn’t have to be. This guide will help you cut through the jargon. You’ll learn about risk and how to build long-term wealth on your own. What is Index Fund Investing? (Buying the Whole Haystack) Index fund investing is a straightforward approach. Instead of picking individual companies, you buy the whole market at once—essentially buying the "whole haystack." Passive Management : An index fund is a passive investment. There’s

The famous R > G formula shows that asset wealth grows faster than wages. Learn why you must invest now to escape the downward arm of the K-shaped economy and secure financial freedom

Remember last month's wild ride? Massive volatility in global stock markets caused by the prospect of U.S imposed tariffs against all and...

Hold onto your hats! The last few weeks in the stock markets have been less of a gentle ride and more like a white-knuckle rollercoaster....

Are you looking to dive into investing but fear losing your hard-earned cash? Don't worry! In this blog, we will guide you through how to...

Man Vs Machine When it comes to investing, one of the biggest debates continues to be the choice between active and passive funds. ‘ Grad...

In the words of Frank Sinatra: "It Was a Very Good Year" – Listen Here. 2022 Was Bad! 2022 marked one of the most challenging years for...

Return on Investment In terms of Total Return on Investment over the long term (capital gains + income), investing has provided higher...

Retire a Millionaire? It sounds like an impossible dream but it’s simpler than you think! You don't need a six-figure salary to crack...

Is the stock market headed for a crash? Let's look into the facts to understand the likelihood, and what it means for your investment...

Why Bad News Sells In the age of social media and 24/7 news cycles, media outlets compete fiercely for our attention. Sensationalist...

2022 Was Bad! 2022 was one of the worst years in the last 100 for financial markets: • It was the worst year ever for the Barclays...

Most investors have bonds in their portfolio to protect against stock market falls, but when stock markets fell last year, bonds fell...

Cash is King With savings accounts now offering 5% interest rates, why would anyone consider investing in stocks? Cash offers stability...

Index funds v managed funds Investment funds are generally actively managed or passive index trackers. In the former, a fund manager...

If you are invested in the stock market today, you will have had a rough ride, even investing in the stock market through low-cost...