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Always Pay Your Credit Card In Full Every Month
The Shocking Truth About Credit Card Interest: Why "Almost Paid Off" Can Cost You a Fortune I recently listened to a podcast featuring...
Jan 33 min read

Starting Work: Your Personal Finance To-Do List
You're Earning Now, Let's Make it Count! You'll Thank Yourself Later! Congrats, New Earner! You've landed that first job (or maybe a new...
Nov 9, 20244 min read

The Best Order to Save for Optimum Profit
It would be ideal to live in the moment, spending money without a care for tomorrow, but while that might seem tempting; the reality is...
Apr 27, 20246 min read


Surviving the Cost of Living Crisis with the 50/30/20 Budget
Surviving the Cost of Living Crisis The ongoing cost of living crisis, along with the temperamental weather, has put a dampener on plans...
Aug 18, 20236 min read


Is it cheaper to turn off the central heating and use electric heaters instead?
Following on from the last blog ‘How much do your household appliances cost to run?’ a reader asks: Is it cheaper to use an electric fan...
Dec 18, 20224 min read


How much do your household appliances cost to run?
With the cost of living soaring, everybody is looking at ways to save money, and one of our biggest expenditures is on energy bills: Gas...
Dec 12, 20227 min read


Is the Police Pension Scheme any good?
A reader asks: I joined the police two years ago and automatically enrolled in the police pension scheme. I am paying 12.5% per month...
Nov 24, 20227 min read


Which is best a LISA or Help to Buy ISA?
Both are designed to help you buy your first home and give you a 25% bonus on your savings subject to limits; the main difference is that...
Oct 13, 20226 min read


Holiday Protection
What is holiday protection? In this article, we cover: Travel Insurance, GHIC / EHIC, Car Hire & Stand-Alone Excess Insurance. It’s...
Jul 6, 20225 min read


What is protection insurance?
What is protection insurance? Protection insurance is an umbrella term to describe insurances that provide cover for you and your loved...
Apr 13, 20223 min read


ISA or Pension?
ISA or Pension? The short answer is BOTH. ISA’s and pensions are taxed differently and therefore offer different ways to save for short,...
Apr 12, 20224 min read


Compound interest 8th wonder of the world
“Compound interest is the eighth wonder of the world. He who understands it, earns it…he who doesn’t…pays it.” Albert Einstein. What is...
Apr 7, 20223 min read


What is good debt?
What is good debt v bad debt? Good debt is defined as money borrowed for things that can help build wealth or increase income over time,...
Apr 3, 20223 min read


What is intentional spending?
Spend intentionally and save If money decisions were straightforward and logical, it wouldn’t be so hard to save. When you first start...
Mar 29, 20223 min read


What is the 50/30/20 budget?
What is the 50/30/20 budget? It sounds easy. If you spend less than you earn and save what’s left – job done. But the only way you can do...
Mar 20, 20223 min read
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