Surviving the Cost of Living Crisis with the 50/30/20 Budget
Surviving the Cost of Living Crisis The ongoing cost of living crisis, along with the temperamental weather, has put a dampener on plans...
top of page
- Dec 18, 2022
- 4 min
Is it cheaper to turn off the central heating and use electric heaters instead?
Following on from the last blog ‘How much do your household appliances cost to run?’ a reader asks: Is it cheaper to use an electric fan...
- Dec 12, 2022
- 7 min
How much do your household appliances cost to run?
With the cost of living soaring, everybody is looking at ways to save money, and one of our biggest expenditures is on energy bills: Gas...
- Nov 24, 2022
- 7 min
Is the Police Pension Scheme any good?
A reader asks: I joined the police two years ago and automatically enrolled in the police pension scheme. I am paying 12.5% per month...
- Oct 13, 2022
- 5 min
Which is best a LISA or Help to Buy ISA?
Both are designed to help you buy your first home and give you a 25% bonus on your savings subject to limits; the main difference is that...
- Jul 6, 2022
- 5 min
Holiday Protection
What is holiday protection? In this article, we cover: Travel Insurance, GHIC / EHIC, Car Hire & Stand-Alone Excess Insurance. It’s...
- Apr 13, 2022
- 3 min
What is protection insurance?
What is protection insurance? Protection insurance is an umbrella term to describe insurances that provide cover for you and your loved...
- Apr 12, 2022
- 4 min
ISA or Pension?
ISA or Pension? The short answer is BOTH. ISA’s and pensions are taxed differently and therefore offer different ways to save for short,...
- Apr 7, 2022
- 3 min
Compound interest 8th wonder of the world
“Compound interest is the eighth wonder of the world. He who understands it, earns it…he who doesn’t…pays it.” Albert Einstein. What is...
- Apr 3, 2022
- 3 min
What is good debt?
What is good debt v bad debt? Good debt is defined as money borrowed for things that can help build wealth or increase income over time,...
- Mar 29, 2022
- 3 min
What is intentional spending?
Spend intentionally and save If money decisions were straightforward and logical, it wouldn’t be so hard to save. When you first start...
- Mar 20, 2022
- 3 min
What is the 50/30/20 budget?
What is the 50/30/20 budget? It sounds easy. If you spend less than you earn and save what’s left – job done. But the only way you can do...
bottom of page