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The hidden cost of inflation on your income and the truth about falling rates
UK Inflation 2023 On 4 January, Prime Minister Rishi Sunak set out his five priorities for 2023. The government's top priority is halving...
Jul 22, 20236 min read


The UK housing market: a comprehensive review of a potential crash
Is the UK housing market about to crash? Our fear-inducing national media is again headlining an imminent crash in the UK housing market...
Jun 28, 20235 min read


Why check your credit score?
What is a credit score? Your credit score indicates how reliable you are at borrowing and repaying money. When you apply for credit...
Apr 11, 20235 min read


How much do you need to earn in the UK?
What is rich? The question of how much money you need to earn and the concept of being rich is very subjective and depends on personal...
Mar 30, 20236 min read


Free finance books for Grad Rags to Riches
Financial education is still not taught in schools, even the basics like budgeting and debt management. You will not be alone in never...
Feb 22, 20234 min read


Pay mortgage off early or invest 2023
Discover the pros and cons of paying off a mortgage early vs investing. Make an informed decision with our guide. Can you save more money...
Feb 10, 20235 min read


Buying a home with parents help
The ultimate guide to buying a home with parents help. Learn all the tips and tricks for buying a home with parents help. The Office for...
Feb 7, 20236 min read


What are Chat GPT and DALL E2?
Rise of the robots. Artificial intelligence (AI) is a field of computer science and engineering focused on the creation of intelligent...
Dec 20, 20224 min read


Student loan - should I pay it off?
Every year, over 2 million students graduate from university in the UK, and the majority start their working life with a student loan...
Nov 30, 20226 min read


Is it better to rent or buy a house?
There is no definitive answer to whether renting or buying a house is better. The answer depends on your own personal situation - your...
Oct 11, 20226 min read


Increasing Your Income
Increasing your income So far, we have discussed Saving and Investing: spend less than you earn and invest effectively. You earn a...
Aug 20, 20227 min read


Health, Wealth, and Happiness
Health, Wealth, and Happiness If we had to choose between health, wealth, and happiness, I would suggest that happiness is the ultimate...
Jul 17, 20224 min read


How to build Wealth
How to build wealth Financial success is guaranteed if you follow three simple steps: 1. SAVE – Spend less than you earn, pay yourself...
Jun 3, 20223 min read


What is a Personal Financial Plan?
What is a Personal Financial Plan? There are three key elements to a personal financial plan: Financial goals, Budget & saving strategy,...
May 18, 20226 min read
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